You don’t have to insure your furniture, apartment, or home, but it is strongly recommended. Otherwise, you may find yourself in a tight spot if you are the victim of a theft or fire. Furthermore, if you are responsible for a fire in the building where you live, you may be liable for any damages caused to the building and the other tenants’ property.
Brokers and private insurance companies offer a range of fire, theft, and civil liability coverage. Insurance brokers are professionals who provide free assistance in finding coverage best suited to your needs.
Insurance Bureau of Canada
Regroupement des cabinets de courtage d’assurance du Québec (RCCAQ)
Need more information? The Chambre de l’assurance de dommages is a self-regulatory organization in damage insurance and claims adjustment whose only mission is to protect the public. They regularly produce advisory articles aimed at demystifying damage insurance ( car, home, business, civil liability) and the role of the individuals who work in it.